Monthly Repayment |
HKD$82,869
|
Initial Payment |
HKD$12 Millions
|
Loan Amount |
HKD$12 Millions
|
Total interest |
HKD$2.92 Millions
|
complete insurance payment |
HKD$36,000 (0.3%)
|
Stamp Duty |
HKD$1,020,000
|
Legal Fee |
HKD$77,500
|
Agency Fee |
HKD$240,000
|
Total Expense |
HKD$1,373,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 147974 | 105124 | 82063 | 71819 | 55187 | 45224 | 38596 |
1.5% | 150577 | 107749 | 84714 | 74489 | 57905 | 47992 | 41414 |
2% | 153209 | 110416 | 87419 | 77221 | 60706 | 50862 | 44354 |
2.5% | 155869 | 113123 | 90178 | 80014 | 63588 | 53834 | 47414 |
3% | 158559 | 115872 | 92990 | 82869 | 66551 | 56905 | 50592 |
3.5% | 161278 | 118663 | 95855 | 85785 | 69595 | 60074 | 53885 |
4% | 164025 | 121494 | 98773 | 88762 | 72717 | 63340 | 57289 |
4.5% | 166801 | 124366 | 101744 | 91799 | 75917 | 66699 | 60802 |
5% | 169606 | 127278 | 104767 | 94895 | 79194 | 70150 | 64418 |
5.5% | 172440 | 130231 | 107841 | 98050 | 82546 | 73690 | 68134 |
6% | 175302 | 133224 | 110966 | 101262 | 85971 | 77316 | 71946 |