Monthly Repayment |
HKD$82,179
|
Initial Payment |
HKD$11.9 Millions
|
Loan Amount |
HKD$11.9 Millions
|
Total interest |
HKD$2.89 Millions
|
complete insurance payment |
HKD$35,700 (0.3%)
|
Stamp Duty |
HKD$1,011,500
|
Legal Fee |
HKD$77,000
|
Agency Fee |
HKD$238,000
|
Total Expense |
HKD$1,362,200
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 146741 | 104248 | 81379 | 71220 | 54727 | 44847 | 38275 |
1.5% | 149322 | 106851 | 84008 | 73868 | 57422 | 47592 | 41069 |
2% | 151932 | 109496 | 86691 | 76577 | 60200 | 50438 | 43984 |
2.5% | 154571 | 112181 | 89426 | 79347 | 63058 | 53385 | 47019 |
3% | 157238 | 114907 | 92215 | 82179 | 65997 | 56431 | 50170 |
3.5% | 159934 | 117674 | 95057 | 85071 | 69015 | 59574 | 53436 |
4% | 162658 | 120481 | 97950 | 88022 | 72111 | 62812 | 56812 |
4.5% | 165411 | 123329 | 100896 | 91034 | 75285 | 66144 | 60295 |
5% | 168193 | 126217 | 103894 | 94104 | 78534 | 69566 | 63881 |
5.5% | 171003 | 129146 | 106942 | 97232 | 81858 | 73076 | 67566 |
6% | 173841 | 132114 | 110042 | 100418 | 85255 | 76671 | 71346 |