| Monthly Repayment |
HKD$10,480
|
| Loan Amount |
HKD$1.52 Millions
|
| Total interest |
HKD$0.37 Millions
|
| Total repayment |
HKD$1.89 Millions
|
| Down payment |
HKD$650,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$15,840
|
| Agency Fee |
HKD$21,680
|
| complete insurance payment |
--
|
| Total Expense |
HKD$687,620
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 18713 | 13294 | 10378 | 9082 | 6979 | 5719 | 4881 |
| 1.5% | 19043 | 13626 | 10713 | 9420 | 7323 | 6069 | 5237 |
| 2% | 19375 | 13963 | 11055 | 9765 | 7677 | 6432 | 5609 |
| 2.5% | 19712 | 14306 | 11404 | 10119 | 8041 | 6808 | 5996 |
| 3% | 20052 | 14654 | 11760 | 10480 | 8416 | 7196 | 6398 |
| 3.5% | 20396 | 15006 | 12122 | 10849 | 8801 | 7597 | 6814 |
| 4% | 20743 | 15364 | 12491 | 11225 | 9196 | 8010 | 7245 |
| 4.5% | 21094 | 15728 | 12867 | 11609 | 9601 | 8435 | 7689 |
| 5% | 21449 | 16096 | 13249 | 12001 | 10015 | 8871 | 8146 |
| 5.5% | 21807 | 16469 | 13638 | 12400 | 10439 | 9319 | 8616 |
| 6% | 22169 | 16848 | 14033 | 12806 | 10872 | 9777 | 9098 |
