Monthly Repayment |
HKD$73,546
|
Initial Payment |
HKD$10.65 Millions
|
Loan Amount |
HKD$10.65 Millions
|
Total interest |
HKD$2.59 Millions
|
complete insurance payment |
HKD$31,950 (0.3%)
|
Stamp Duty |
HKD$880,000
|
Legal Fee |
HKD$70,750
|
Agency Fee |
HKD$213,000
|
Total Expense |
HKD$1,195,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 131327 | 93298 | 72831 | 63739 | 48978 | 40136 | 34254 |
1.5% | 133637 | 95627 | 75184 | 66109 | 51391 | 42593 | 36755 |
2% | 135973 | 97994 | 77584 | 68533 | 53876 | 45140 | 39364 |
2.5% | 138334 | 100397 | 80033 | 71013 | 56434 | 47777 | 42080 |
3% | 140721 | 102837 | 82529 | 73546 | 59064 | 50503 | 44900 |
3.5% | 143134 | 105313 | 85072 | 76134 | 61765 | 53316 | 47823 |
4% | 145572 | 107826 | 87661 | 78776 | 64536 | 56214 | 50844 |
4.5% | 148036 | 110374 | 90298 | 81471 | 67377 | 59196 | 53961 |
5% | 150526 | 112959 | 92980 | 84219 | 70285 | 62258 | 57171 |
5.5% | 153040 | 115580 | 95709 | 87019 | 73259 | 65400 | 60469 |
6% | 155581 | 118236 | 98483 | 89870 | 76299 | 68618 | 63852 |