| Monthly Repayment |
HKD$10,151
|
| Loan Amount |
HKD$1.47 Millions
|
| Total Interest |
HKD$0.36 Millions
|
| Total repayment |
HKD$1.83 Millions
|
| Down payment |
HKD$630,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$15,500
|
| Agency Fee |
HKD$21,000
|
| Complete insurance Payment |
--
|
| Total Expense |
HKD$666,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 18126 | 12877 | 10052 | 8797 | 6760 | 5540 | 4728 |
| 1.5% | 18445 | 13199 | 10377 | 9124 | 7093 | 5879 | 5073 |
| 2% | 18768 | 13525 | 10708 | 9459 | 7436 | 6230 | 5433 |
| 2.5% | 19094 | 13857 | 11046 | 9801 | 7789 | 6594 | 5808 |
| 3% | 19423 | 14194 | 11391 | 10151 | 8152 | 6970 | 6197 |
| 3.5% | 19756 | 14536 | 11742 | 10508 | 8525 | 7359 | 6600 |
| 4% | 20093 | 14883 | 12099 | 10873 | 8907 | 7759 | 7018 |
| 4.5% | 20433 | 15234 | 12463 | 11245 | 9299 | 8170 | 7448 |
| 5% | 20776 | 15591 | 12833 | 11624 | 9701 | 8593 | 7891 |
| 5.5% | 21123 | 15953 | 13210 | 12011 | 10111 | 9027 | 8346 |
| 6% | 21474 | 16320 | 13593 | 12404 | 10531 | 9471 | 8813 |
