Monthly Repayment |
HKD$71,820
|
Initial Payment |
HKD$10.4 Millions
|
Loan Amount |
HKD$10.4 Millions
|
Total interest |
HKD$2.53 Millions
|
complete insurance payment |
HKD$31,200 (0.3%)
|
Stamp Duty |
HKD$830,000
|
Legal Fee |
HKD$69,500
|
Agency Fee |
HKD$208,000
|
Total Expense |
HKD$1,138,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 128244 | 91108 | 71121 | 62243 | 47829 | 39194 | 33450 |
1.5% | 130500 | 93383 | 73419 | 64557 | 50184 | 41593 | 35892 |
2% | 132781 | 95693 | 75763 | 66924 | 52611 | 44080 | 38440 |
2.5% | 135087 | 98040 | 78154 | 69346 | 55109 | 46656 | 41092 |
3% | 137418 | 100423 | 80591 | 71820 | 57678 | 49317 | 43846 |
3.5% | 139774 | 102841 | 83075 | 74347 | 60315 | 52064 | 46700 |
4% | 142155 | 105294 | 85604 | 76927 | 63021 | 54895 | 49651 |
4.5% | 144561 | 107783 | 88178 | 79559 | 65795 | 57806 | 52695 |
5% | 146992 | 110308 | 90798 | 82242 | 68635 | 60797 | 55829 |
5.5% | 149448 | 112867 | 93462 | 84976 | 71540 | 63865 | 59050 |
6% | 151928 | 115461 | 96171 | 87761 | 74508 | 67007 | 62353 |