Monthly Repayment |
HKD$48,132
|
Initial Payment |
HKD$10.15 Millions
|
Loan Amount |
HKD$10.15 Millions
|
Total interest |
HKD$4.29 Millions
|
complete insurance payment |
HKD$30,450 (0.3%)
|
Stamp Duty |
HKD$780,000
|
Legal Fee |
HKD$68,250
|
Agency Fee |
HKD$203,000
|
Total Expense |
HKD$1,081,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 125162 | 88918 | 69411 | 60747 | 46679 | 38252 | 32646 |
1.5% | 127363 | 91138 | 71654 | 63005 | 48978 | 40593 | 35029 |
2% | 129589 | 93393 | 73942 | 65316 | 51347 | 43021 | 37516 |
2.5% | 131839 | 95683 | 76275 | 67679 | 53785 | 45534 | 40104 |
3% | 134114 | 98009 | 78654 | 70094 | 56291 | 48132 | 42792 |
3.5% | 136414 | 100369 | 81078 | 72560 | 58865 | 50813 | 45578 |
4% | 138738 | 102763 | 83546 | 75078 | 61507 | 53575 | 48457 |
4.5% | 141086 | 105192 | 86058 | 77646 | 64213 | 56416 | 51428 |
5% | 143459 | 107656 | 88615 | 80265 | 66985 | 59335 | 54487 |
5.5% | 145855 | 110154 | 91215 | 82933 | 69820 | 62329 | 57630 |
6% | 148276 | 112685 | 93859 | 85651 | 72717 | 65396 | 60854 |