Monthly Repayment |
HKD$58,699
|
Initial Payment |
HKD$8.5 Millions
|
Loan Amount |
HKD$8.5 Millions
|
Total interest |
HKD$2.07 Millions
|
complete insurance payment |
HKD$25,500 (0.3%)
|
Stamp Duty |
HKD$637,500
|
Legal Fee |
HKD$60,000
|
Agency Fee |
HKD$170,000
|
Total Expense |
HKD$893,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 104815 | 74463 | 58128 | 50872 | 39091 | 32034 | 27339 |
1.5% | 106659 | 76322 | 60006 | 52763 | 41016 | 33994 | 29335 |
2% | 108523 | 78211 | 61922 | 54698 | 43000 | 36027 | 31417 |
2.5% | 110407 | 80129 | 63876 | 56677 | 45041 | 38132 | 33585 |
3% | 112313 | 82076 | 65868 | 58699 | 47140 | 40307 | 35836 |
3.5% | 114238 | 84052 | 67897 | 60765 | 49296 | 42553 | 38168 |
4% | 116184 | 86058 | 69964 | 62873 | 51508 | 44866 | 40580 |
4.5% | 118151 | 88092 | 72069 | 65024 | 53775 | 47245 | 43068 |
5% | 120138 | 90155 | 74210 | 67217 | 56096 | 49690 | 45629 |
5.5% | 122145 | 92247 | 76387 | 69452 | 58470 | 52197 | 48262 |
6% | 124172 | 94367 | 78601 | 71727 | 60896 | 54765 | 50961 |