| Monthly Repayment |
HKD$79,762
|
| Loan Amount |
HKD$11.55 Millions
|
| Total interest |
HKD$2.81 Millions
|
| Total repayment |
HKD$14.36 Millions
|
| Down payment |
HKD$4,950,000
|
| Stamp Duty |
HKD$618,750
|
| Legal Fee |
HKD$58,750
|
| Agency Fee |
HKD$165,000
|
| complete insurance payment |
--
|
| Total Expense |
HKD$5,792,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 142425 | 101182 | 78986 | 69126 | 53117 | 43528 | 37149 |
| 1.5% | 144930 | 103709 | 81537 | 71695 | 55733 | 46192 | 39861 |
| 2% | 147463 | 106275 | 84141 | 74325 | 58429 | 48955 | 42691 |
| 2.5% | 150024 | 108881 | 86796 | 77014 | 61203 | 51815 | 45636 |
| 3% | 152613 | 111527 | 89503 | 79762 | 64056 | 54771 | 48695 |
| 3.5% | 155230 | 114213 | 92261 | 82568 | 66985 | 57822 | 51864 |
| 4% | 157874 | 116938 | 95069 | 85433 | 69990 | 60965 | 55141 |
| 4.5% | 160546 | 119702 | 97929 | 88356 | 73071 | 64198 | 58522 |
| 5% | 163246 | 122505 | 100838 | 91336 | 76224 | 67520 | 62002 |
| 5.5% | 165973 | 125347 | 103797 | 94373 | 79450 | 70927 | 65579 |
| 6% | 168728 | 128228 | 106805 | 97465 | 82747 | 74416 | 69248 |
