Monthly Repayment |
HKD$552,465
|
Initial Payment |
HKD$80 Millions
|
Loan Amount |
HKD$80 Millions
|
Total interest |
HKD$19.44 Millions
|
complete insurance payment |
HKD$240,000 (0.3%)
|
Stamp Duty |
HKD$6,800,000
|
Legal Fee |
HKD$417,500
|
Agency Fee |
HKD$1,600,000
|
Total Expense |
HKD$9,057,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 986499 | 700832 | 547089 | 478795 | 367915 | 301497 | 257311 |
1.5% | 1003850 | 718331 | 564763 | 496594 | 386036 | 319949 | 276096 |
2% | 1021394 | 736107 | 582797 | 514806 | 404706 | 339083 | 295695 |
2.5% | 1039132 | 754159 | 601189 | 533431 | 423922 | 358893 | 316096 |
3% | 1057064 | 772485 | 619936 | 552465 | 443678 | 379369 | 337283 |
3.5% | 1075188 | 791086 | 639038 | 571906 | 463967 | 400498 | 359235 |
4% | 1093504 | 809961 | 658492 | 591750 | 484784 | 422269 | 381932 |
4.5% | 1112012 | 829107 | 678296 | 611994 | 506119 | 444665 | 405348 |
5% | 1130712 | 848524 | 698447 | 632634 | 527964 | 467672 | 429457 |
5.5% | 1149603 | 868210 | 718942 | 653666 | 550309 | 491269 | 454231 |
6% | 1168684 | 888164 | 739778 | 675085 | 573144 | 515441 | 479640 |