Monthly Repayment |
HKD$55,246
|
Initial Payment |
HKD$8 Millions
|
Loan Amount |
HKD$8 Millions
|
Total interest |
HKD$1.94 Millions
|
complete insurance payment |
HKD$24,000 (0.3%)
|
Stamp Duty |
HKD$600,000
|
Legal Fee |
HKD$57,500
|
Agency Fee |
HKD$160,000
|
Total Expense |
HKD$841,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 98649 | 70083 | 54708 | 47879 | 36791 | 30149 | 25731 |
1.5% | 100385 | 71833 | 56476 | 49659 | 38603 | 31994 | 27609 |
2% | 102139 | 73610 | 58279 | 51480 | 40470 | 33908 | 29569 |
2.5% | 103913 | 75415 | 60118 | 53343 | 42392 | 35889 | 31609 |
3% | 105706 | 77248 | 61993 | 55246 | 44367 | 37936 | 33728 |
3.5% | 107518 | 79108 | 63903 | 57190 | 46396 | 40049 | 35923 |
4% | 109350 | 80996 | 65849 | 59175 | 48478 | 42226 | 38193 |
4.5% | 111201 | 82910 | 67829 | 61199 | 50611 | 44466 | 40534 |
5% | 113071 | 84852 | 69844 | 63263 | 52796 | 46767 | 42945 |
5.5% | 114960 | 86821 | 71894 | 65366 | 55030 | 49126 | 45423 |
6% | 116868 | 88816 | 73977 | 67508 | 57314 | 51544 | 47964 |