| Monthly Repayment |
HKD$6,429
|
| Loan Amount |
HKD$0.93 Millions
|
| Total interest |
HKD$0.23 Millions
|
| Total repayment |
HKD$1.16 Millions
|
| Down payment |
HKD$400,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$11,650
|
| Agency Fee |
HKD$13,300
|
| complete insurance payment |
--
|
| Total Expense |
HKD$425,050
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 11480 | 8155 | 6366 | 5571 | 4281 | 3508 | 2994 |
| 1.5% | 11682 | 8359 | 6572 | 5779 | 4492 | 3723 | 3213 |
| 2% | 11886 | 8566 | 6782 | 5991 | 4709 | 3946 | 3441 |
| 2.5% | 12092 | 8776 | 6996 | 6207 | 4933 | 4176 | 3678 |
| 3% | 12301 | 8989 | 7214 | 6429 | 5163 | 4414 | 3925 |
| 3.5% | 12512 | 9206 | 7436 | 6655 | 5399 | 4660 | 4180 |
| 4% | 12725 | 9425 | 7663 | 6886 | 5641 | 4914 | 4444 |
| 4.5% | 12941 | 9648 | 7893 | 7122 | 5889 | 5174 | 4717 |
| 5% | 13158 | 9874 | 8128 | 7362 | 6144 | 5442 | 4997 |
| 5.5% | 13378 | 10103 | 8366 | 7607 | 6404 | 5717 | 5286 |
| 6% | 13600 | 10336 | 8609 | 7856 | 6669 | 5998 | 5581 |
