Monthly Repayment |
HKD$30,349
|
Initial Payment |
HKD$6.4 Millions
|
Loan Amount |
HKD$6.4 Millions
|
Total interest |
HKD$2.7 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$480,000
|
Legal Fee |
HKD$49,500
|
Agency Fee |
HKD$128,000
|
Total Expense |
HKD$657,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 78919 | 56066 | 43767 | 38303 | 29433 | 24119 | 20584 |
1.5% | 80308 | 57466 | 45181 | 39727 | 30882 | 25595 | 22087 |
2% | 81711 | 58888 | 46623 | 41184 | 32376 | 27126 | 23655 |
2.5% | 83130 | 60332 | 48095 | 42674 | 33913 | 28711 | 25287 |
3% | 84565 | 61798 | 49594 | 44197 | 35494 | 30349 | 26982 |
3.5% | 86015 | 63286 | 51123 | 45752 | 37117 | 32039 | 28738 |
4% | 87480 | 64796 | 52679 | 47340 | 38782 | 33781 | 30554 |
4.5% | 88961 | 66328 | 54263 | 48959 | 40489 | 35573 | 32427 |
5% | 90457 | 67881 | 55875 | 50610 | 42237 | 37413 | 34356 |
5.5% | 91968 | 69456 | 57515 | 52293 | 44024 | 39301 | 36338 |
6% | 93494 | 71053 | 59182 | 54006 | 45851 | 41235 | 38371 |