Monthly Repayment |
HKD$30,112
|
Initial Payment |
HKD$6.35 Millions
|
Loan Amount |
HKD$6.35 Millions
|
Total interest |
HKD$2.68 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$476,250
|
Legal Fee |
HKD$49,250
|
Agency Fee |
HKD$127,000
|
Total Expense |
HKD$652,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 78303 | 55628 | 43425 | 38004 | 29203 | 23931 | 20424 |
1.5% | 79680 | 57017 | 44828 | 39417 | 30641 | 25395 | 21915 |
2% | 81073 | 58428 | 46259 | 40862 | 32123 | 26914 | 23470 |
2.5% | 82481 | 59861 | 47719 | 42341 | 33648 | 28487 | 25090 |
3% | 83904 | 61316 | 49207 | 43851 | 35216 | 30112 | 26771 |
3.5% | 85343 | 62792 | 50723 | 45395 | 36827 | 31789 | 28514 |
4% | 86796 | 64290 | 52267 | 46970 | 38479 | 33517 | 30315 |
4.5% | 88266 | 65810 | 53839 | 48577 | 40173 | 35295 | 32174 |
5% | 89750 | 67351 | 55439 | 50215 | 41907 | 37121 | 34088 |
5.5% | 91249 | 68914 | 57066 | 51884 | 43680 | 38994 | 36054 |
6% | 92764 | 70498 | 58719 | 53584 | 45493 | 40913 | 38071 |