Monthly Repayment |
HKD$34,143
|
Initial Payment |
HKD$4.8 Millions
|
Loan Amount |
HKD$7.2 Millions
|
Total interest |
HKD$3.04 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$450,000
|
Legal Fee |
HKD$47,500
|
Agency Fee |
HKD$120,000
|
Total Expense |
HKD$617,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 88784 | 63074 | 49238 | 43091 | 33112 | 27134 | 23158 |
1.5% | 90346 | 64649 | 50828 | 44693 | 34743 | 28795 | 24848 |
2% | 91925 | 66249 | 52451 | 46332 | 36423 | 30517 | 26612 |
2.5% | 93521 | 67874 | 54107 | 48008 | 38153 | 32300 | 28448 |
3% | 95135 | 69523 | 55794 | 49721 | 39931 | 34143 | 30355 |
3.5% | 96766 | 71197 | 57513 | 51471 | 41757 | 36044 | 32331 |
4% | 98415 | 72896 | 59264 | 53257 | 43630 | 38004 | 34373 |
4.5% | 100081 | 74619 | 61046 | 55079 | 45550 | 40019 | 36481 |
5% | 101764 | 76367 | 62860 | 56937 | 47516 | 42090 | 38651 |
5.5% | 103464 | 78138 | 64704 | 58830 | 49527 | 44214 | 40880 |
6% | 105181 | 79934 | 66580 | 60757 | 51583 | 46389 | 43167 |