Monthly Repayment |
HKD$4,143
|
Loan Amount |
HKD$0.6 Millions
|
Total interest |
HKD$0.15 Millions
|
Total repayment |
HKD$0.75 Millions
|
Down payment |
HKD$600,000
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$11,000
|
Agency Fee |
HKD$12,000
|
complete insurance payment |
--
|
Total Expense |
HKD$623,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 7398 | 5256 | 4103 | 3590 | 2759 | 2261 | 1929 |
1.5% | 7528 | 5387 | 4235 | 3724 | 2895 | 2399 | 2070 |
2% | 7660 | 5520 | 4370 | 3861 | 3035 | 2543 | 2217 |
2.5% | 7793 | 5656 | 4508 | 4000 | 3179 | 2691 | 2370 |
3% | 7927 | 5793 | 4649 | 4143 | 3327 | 2845 | 2529 |
3.5% | 8063 | 5933 | 4792 | 4289 | 3479 | 3003 | 2694 |
4% | 8201 | 6074 | 4938 | 4438 | 3635 | 3167 | 2864 |
4.5% | 8340 | 6218 | 5087 | 4589 | 3795 | 3334 | 3040 |
5% | 8480 | 6363 | 5238 | 4744 | 3959 | 3507 | 3220 |
5.5% | 8622 | 6511 | 5392 | 4902 | 4127 | 3684 | 3406 |
6% | 8765 | 6661 | 5548 | 5063 | 4298 | 3865 | 3597 |