Monthly Repayment |
HKD$260,816
|
Initial Payment |
HKD$55 Millions
|
Loan Amount |
HKD$55 Millions
|
Total interest |
HKD$23.24 Millions
|
complete insurance payment |
HKD$165,000 (0.3%)
|
Stamp Duty |
HKD$4,675,000
|
Legal Fee |
HKD$292,500
|
Agency Fee |
HKD$1,100,000
|
Total Expense |
HKD$6,232,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 678218 | 481822 | 376123 | 329171 | 252941 | 207279 | 176901 |
1.5% | 690147 | 493853 | 388275 | 341408 | 265399 | 219964 | 189816 |
2% | 702208 | 506073 | 400673 | 353929 | 278235 | 233119 | 203290 |
2.5% | 714403 | 518484 | 413317 | 366734 | 291446 | 246739 | 217316 |
3% | 726731 | 531084 | 426206 | 379819 | 305028 | 260816 | 231882 |
3.5% | 739191 | 543872 | 439339 | 393185 | 318977 | 275342 | 246974 |
4% | 751784 | 556848 | 452713 | 406828 | 333289 | 290310 | 262578 |
4.5% | 764508 | 570011 | 466329 | 420746 | 347957 | 305707 | 278676 |
5% | 777364 | 583360 | 480182 | 434936 | 362975 | 321524 | 295251 |
5.5% | 790352 | 596894 | 494273 | 449395 | 378338 | 337748 | 312283 |
6% | 803470 | 610612 | 508597 | 464121 | 394037 | 354365 | 329752 |