Monthly Repayment |
HKD$26,081
|
Initial Payment |
HKD$5.5 Millions
|
Loan Amount |
HKD$5.5 Millions
|
Total interest |
HKD$2.32 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$412,500
|
Legal Fee |
HKD$45,000
|
Agency Fee |
HKD$110,000
|
Total Expense |
HKD$567,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 67821 | 48182 | 37612 | 32917 | 25294 | 20727 | 17690 |
1.5% | 69014 | 49385 | 38827 | 34140 | 26539 | 21996 | 18981 |
2% | 70220 | 50607 | 40067 | 35392 | 27823 | 23311 | 20329 |
2.5% | 71440 | 51848 | 41331 | 36673 | 29144 | 24673 | 21731 |
3% | 72673 | 53108 | 42620 | 37981 | 30502 | 26081 | 23188 |
3.5% | 73919 | 54387 | 43933 | 39318 | 31897 | 27534 | 24697 |
4% | 75178 | 55684 | 45271 | 40682 | 33328 | 29031 | 26257 |
4.5% | 76450 | 57001 | 46632 | 42074 | 34795 | 30570 | 27867 |
5% | 77736 | 58336 | 48018 | 43493 | 36297 | 32152 | 29525 |
5.5% | 79035 | 59689 | 49427 | 44939 | 37833 | 33774 | 31228 |
6% | 80347 | 61061 | 50859 | 46412 | 39403 | 35436 | 32975 |