Monthly Repayment |
HKD$25,844
|
Initial Payment |
HKD$5.45 Millions
|
Loan Amount |
HKD$5.45 Millions
|
Total interest |
HKD$2.3 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$408,750
|
Legal Fee |
HKD$44,750
|
Agency Fee |
HKD$109,000
|
Total Expense |
HKD$562,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 67205 | 47744 | 37270 | 32617 | 25064 | 20539 | 17529 |
1.5% | 68387 | 48936 | 38474 | 33830 | 26298 | 21796 | 18809 |
2% | 69582 | 50147 | 39703 | 35071 | 27570 | 23100 | 20144 |
2.5% | 70790 | 51377 | 40956 | 36340 | 28879 | 24449 | 21534 |
3% | 72012 | 52625 | 42233 | 37636 | 30225 | 25844 | 22977 |
3.5% | 73247 | 53892 | 43534 | 38961 | 31607 | 27283 | 24472 |
4% | 74494 | 55178 | 44859 | 40312 | 33025 | 28767 | 26019 |
4.5% | 75755 | 56482 | 46208 | 41692 | 34479 | 30292 | 27614 |
5% | 77029 | 57805 | 47581 | 43098 | 35967 | 31860 | 29256 |
5.5% | 78316 | 59146 | 48977 | 44531 | 37489 | 33467 | 30944 |
6% | 79616 | 60506 | 50397 | 45990 | 39045 | 35114 | 32675 |