Monthly Repayment |
HKD$30,956
|
Initial Payment |
HKD$4.35 Millions
|
Loan Amount |
HKD$6.53 Millions
|
Total interest |
HKD$2.76 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$408,000
|
Legal Fee |
HKD$44,700
|
Agency Fee |
HKD$108,800
|
Total Expense |
HKD$561,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 80498 | 57187 | 44642 | 39069 | 30021 | 24602 | 20996 |
1.5% | 81914 | 58615 | 46084 | 40522 | 31500 | 26107 | 22529 |
2% | 83345 | 60066 | 47556 | 42008 | 33024 | 27669 | 24128 |
2.5% | 84793 | 61539 | 49057 | 43527 | 34592 | 29285 | 25793 |
3% | 86256 | 63034 | 50586 | 45081 | 36204 | 30956 | 27522 |
3.5% | 87735 | 64552 | 52145 | 46667 | 37859 | 32680 | 29313 |
4% | 89229 | 66092 | 53733 | 48286 | 39558 | 34457 | 31165 |
4.5% | 90740 | 67655 | 55349 | 49938 | 41299 | 36284 | 33076 |
5% | 92266 | 69239 | 56993 | 51623 | 43081 | 38162 | 35043 |
5.5% | 93807 | 70845 | 58665 | 53339 | 44905 | 40087 | 37065 |
6% | 95364 | 72474 | 60365 | 55086 | 46768 | 42059 | 39138 |