Monthly Repayment |
HKD$36,946
|
Initial Payment |
HKD$5.35 Millions
|
Loan Amount |
HKD$5.35 Millions
|
Total interest |
HKD$1.3 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$401,250
|
Legal Fee |
HKD$44,250
|
Agency Fee |
HKD$107,000
|
Total Expense |
HKD$552,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 65972 | 46868 | 36586 | 32019 | 24604 | 20162 | 17207 |
1.5% | 67132 | 48038 | 37768 | 33209 | 25816 | 21396 | 18463 |
2% | 68305 | 49227 | 38974 | 34427 | 27064 | 22676 | 19774 |
2.5% | 69492 | 50434 | 40204 | 35673 | 28349 | 24000 | 21138 |
3% | 70691 | 51659 | 41458 | 36946 | 29670 | 25370 | 22555 |
3.5% | 71903 | 52903 | 42735 | 38246 | 31027 | 26783 | 24023 |
4% | 73128 | 54166 | 44036 | 39573 | 32419 | 28239 | 25541 |
4.5% | 74365 | 55446 | 45361 | 40927 | 33846 | 29737 | 27107 |
5% | 75616 | 56745 | 46708 | 42307 | 35307 | 31275 | 28719 |
5.5% | 76879 | 58061 | 48079 | 43713 | 36801 | 32853 | 30376 |
6% | 78155 | 59395 | 49472 | 45146 | 38329 | 34470 | 32075 |