Monthly Repayment |
HKD$25,133
|
Initial Payment |
HKD$5.3 Millions
|
Loan Amount |
HKD$5.3 Millions
|
Total interest |
HKD$2.24 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$397,500
|
Legal Fee |
HKD$44,000
|
Agency Fee |
HKD$106,000
|
Total Expense |
HKD$547,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 65355 | 46430 | 36244 | 31720 | 24374 | 19974 | 17046 |
1.5% | 66505 | 47589 | 37415 | 32899 | 25574 | 21196 | 18291 |
2% | 67667 | 48767 | 38610 | 34105 | 26811 | 22464 | 19589 |
2.5% | 68842 | 49963 | 39828 | 35339 | 28084 | 23776 | 20941 |
3% | 70030 | 51177 | 41070 | 36600 | 29393 | 25133 | 22345 |
3.5% | 71231 | 52409 | 42336 | 37888 | 30737 | 26533 | 23799 |
4% | 72444 | 53659 | 43625 | 39203 | 32116 | 27975 | 25303 |
4.5% | 73670 | 54928 | 44937 | 40544 | 33530 | 29459 | 26854 |
5% | 74909 | 56214 | 46272 | 41912 | 34977 | 30983 | 28451 |
5.5% | 76161 | 57518 | 47629 | 43305 | 36458 | 32546 | 30092 |
6% | 77425 | 58840 | 49010 | 44724 | 37970 | 34147 | 31776 |