Monthly Repayment |
HKD$3,625
|
Initial Payment |
HKD$0.53 Millions
|
Loan Amount |
HKD$0.53 Millions
|
Total interest |
HKD$0.13 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$10,250
|
Agency Fee |
HKD$10,500
|
Total Expense |
HKD$20,850
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 6473 | 4599 | 3590 | 3142 | 2414 | 1978 | 1688 |
1.5% | 6587 | 4714 | 3706 | 3258 | 2533 | 2099 | 1811 |
2% | 6702 | 4830 | 3824 | 3378 | 2655 | 2225 | 1940 |
2.5% | 6819 | 4949 | 3945 | 3500 | 2781 | 2355 | 2074 |
3% | 6936 | 5069 | 4068 | 3625 | 2911 | 2489 | 2213 |
3.5% | 7055 | 5191 | 4193 | 3753 | 3044 | 2628 | 2357 |
4% | 7176 | 5315 | 4321 | 3883 | 3181 | 2771 | 2506 |
4.5% | 7297 | 5441 | 4451 | 4016 | 3321 | 2918 | 2660 |
5% | 7420 | 5568 | 4583 | 4151 | 3464 | 3069 | 2818 |
5.5% | 7544 | 5697 | 4718 | 4289 | 3611 | 3223 | 2980 |
6% | 7669 | 5828 | 4854 | 4430 | 3761 | 3382 | 3147 |