| Monthly Repayment |
HKD$3,385
|
| Loan Amount |
HKD$0.71 Millions
|
| Total Interest |
HKD$0.3 Millions
|
| Total repayment |
HKD$1.01 Millions
|
| Down payment |
HKD$310,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$10,100
|
| Agency Fee |
HKD$10,200
|
| Complete insurance Payment |
--
|
| Total Expense |
HKD$330,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 8804 | 6254 | 4882 | 4273 | 3283 | 2690 | 2296 |
| 1.5% | 8959 | 6411 | 5040 | 4432 | 3445 | 2855 | 2464 |
| 2% | 9115 | 6569 | 5201 | 4594 | 3612 | 3026 | 2639 |
| 2.5% | 9274 | 6730 | 5365 | 4760 | 3783 | 3203 | 2821 |
| 3% | 9434 | 6894 | 5532 | 4930 | 3959 | 3385 | 3010 |
| 3.5% | 9596 | 7060 | 5703 | 5104 | 4140 | 3574 | 3206 |
| 4% | 9759 | 7228 | 5877 | 5281 | 4326 | 3768 | 3408 |
| 4.5% | 9924 | 7399 | 6053 | 5462 | 4517 | 3968 | 3617 |
| 5% | 10091 | 7573 | 6233 | 5646 | 4712 | 4173 | 3832 |
| 5.5% | 10260 | 7748 | 6416 | 5833 | 4911 | 4384 | 4054 |
| 6% | 10430 | 7926 | 6602 | 6025 | 5115 | 4600 | 4280 |
