Monthly Repayment |
HKD$28,452
|
Initial Payment |
HKD$4 Millions
|
Loan Amount |
HKD$6 Millions
|
Total interest |
HKD$2.54 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$370,000
|
Legal Fee |
HKD$42,500
|
Agency Fee |
HKD$100,000
|
Total Expense |
HKD$512,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 73987 | 52562 | 41031 | 35909 | 27593 | 22612 | 19298 |
1.5% | 75288 | 53874 | 42357 | 37244 | 28952 | 23996 | 20707 |
2% | 76604 | 55208 | 43709 | 38610 | 30353 | 25431 | 22177 |
2.5% | 77934 | 56561 | 45089 | 40007 | 31794 | 26917 | 23707 |
3% | 79279 | 57936 | 46495 | 41434 | 33275 | 28452 | 25296 |
3.5% | 80639 | 59331 | 47927 | 42892 | 34797 | 30037 | 26942 |
4% | 82012 | 60747 | 49386 | 44381 | 36358 | 31670 | 28644 |
4.5% | 83400 | 62183 | 50872 | 45899 | 37958 | 33349 | 30401 |
5% | 84803 | 63639 | 52383 | 47447 | 39597 | 35075 | 32209 |
5.5% | 86220 | 65115 | 53920 | 49025 | 41273 | 36845 | 34067 |
6% | 87651 | 66612 | 55483 | 50631 | 42985 | 38658 | 35973 |